Unlike other pets, cats are not necessarily the most affectionate animals out there, but despite their cold-ish and distant behaviors, make no mistake – your kitty actually does have the feels for you, they’re just not the greatest at showing them when it comes down to it. Whenever you feel like your cat is just being annoying and bossy, remember these unexpected ways in which the feline is actually showing its love for you.
You find yourself relaxing on the sofa with your kitty. You begin to pet it and it unexpectedly bites your hand. Does this ever occur to you? Don’t be concerned. Snacking or “biting out of love” is simply a little unusual way of your kitty expressing love.
2. The licks
Cats occasionally together “wash themselves”. However they exclusively do that with those cats that they love. By licking “a favorite human” cats leave a scent and label you as part of the family.
3. Paw massages
Every time a cat is stomping specific areas of your body just like it “kneads” you, it thereby assures its greatest sympathy and affection. This habit is, in fact, natural from the earliest time when kitties paws promote the secretion of milk of their mama. Older cats carry on with similar behavior when they feel most peaceful, happy and loved.
Meowing can often be really lovely, but at times it could become annoying. The truth is they do not wish us to freak out but simply to communicate with us. Cats do not talk to one another by meowing, but just with humans.
Do you occasionally have the sensation that somebody is watching you? You turn around and notice your cat spying on you with eyes wide open. Even though it might appear intimidating, in reality, you have a unique privilege. Cats make eye contact just with people they trust. And when the kitty blinks, it is actually sending you a kiss. So blink back in return!
When you receive a cancer diagnosis, it can be overwhelming – for you, and your family. Having the right health insurance can help to reduce some of the financial pressures so you can focus on your health and recovery.
If you’re in need of cancer treatment, it’s important you know what’s covered by private health insurance. Every policy is different and every treatment plan is unique; this is one case where the fine print really does matter.
Covering cancer treatment costs – what are the options?
Treating cancer can be more expensive than you might expect. To help cover the costs, some people use the Medicare Benefits Schedule (MBS) alone, and others use a combination of Medicare and their private health insurance.
Here’s what each one offers:
Medicare and the Pharmaceutical Benefits Scheme – what’s covered?
Medicare can cover hospital care, diagnostic testing and imaging, GP visits and some of the cost of specialist visits. If chemotherapy, radiotherapy and drugs such as antinauseants and immunostimulants are being used as part of your treatment, the Pharmaceutical Benefits Scheme (PBS) might reduce or cover the cost of prescribed medications.
With certain medications provided outside of hospitals, there may be a ‘gap’ or an amount you have to cover yourself. Always ask your health provider about these costs ahead of time so that you’re prepared for the bill.
Private health insurance – what’s covered?
Private health insurance generally covers you for part, or all, of the costs of being a private patient receiving treatment in a private or a public hospital, depending on your level of cover. It doesn’t mean your private hospital stays are free, but you can choose your doctor and the hospital you’ll be treated at, and your policy may cover the cost of a single room.
Depending on your level of cover, private health insurance may also cover you for out-of-hospital services. This is called extras or ancillary insurance. For most people, that means physio, optical and the annual dentist visit, but it can also include some of the complementary treatments sometimes used in cancer treatment. This could include things like, home nursing, assistance with travel and accommodation, psychology, occupational therapy, dietician advice, post-operative medical/health aids, assisted living programs.
As a private patient, you may need to pay extra fees including doctors’ charges, hospital accommodation, pharmaceuticals, theatre fees, prostheses and so on. Generally, the higher the premium you pay, the fewer additional costs you’ll have to deal with.
Limiting your health insurance expenses – what should you consider?
Here are some practical things you can do to keep on top of your expenses if you’re using private health insurance:
Contact your health fund before you receive treatment to find out exactly what they cover and what you’ll have to pay for yourself, and if there are any associated waiting periods you need to serve.
Understand what it means if your insurance policy has restrictions or exclusions. It may mean you’re not covered for things you think are included.
Find out if your hospital or specialist has an arrangement with your health insurer so you don’t face avoidable out-of-pocket expenses. You might even decide to change where you go for treatment based on this information.
Ask your doctor for a written estimate of costs and find out how long you’ll have to pay the bills.
Read any letters or brochures from your health insurer; they can make changes to your policy, so it’s a good idea to stay informed
Make any claims with your insurer as soon as possible so there’s no delay on your payments.
Choosing the right level of private health insurance may increase your comfort during treatment and help to lighten your financial load in the long run. It’s important to research your policy options carefully to choose the policy that best suits you.